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SECURE MAX

SECURE MAX

Investment Strategy

  • Unleveraged: The product does not use borrowed funds, reducing risk and volatility.

  • Diversified Portfolio: Investments are spread across listed equity, fixed income, and index funds to balance risk and return.

Asset Allocation

  • Listed Equity (0% - 20%): Investments in publicly traded companies, aiming for capital appreciation and dividend income.

  • Fixed Income (0% - 100%): Bonds and other debt securities providing regular income and capital preservation.

  • Index Funds (0% - 100%): Broad market exposure through funds that track specific indices, offering diversification and lower costs.

Risk Profile

Clients segmented as Conservative.

Investment Wrappers

  • SIPP

  • ISA

  • Trust Account

Key Benefits

  • Diversification: Reduces risk by spreading investments across different asset classes.

  • Stability: Fixed income investments provide a steady income stream.

  • Growth Potential: Equity and index fund investments offer potential for capital appreciation and dividend income.

Ideal For

  • Investors looking for a balanced approach to growth and income without leveraging.

  • Those seeking a diversified investment strategy with low risk.

GROWTH MAX

Investment Strategy

  • Unleveraged: The product does not use borrowed funds, reducing risk and volatility.

  • Equity Focus: A higher allocation to listed equities to capitalize on growth opportunities.

  • Diversified Portfolio: Investments are spread across listed equity, fixed income, and index funds to balance risk and return.

Asset Allocation

  • Listed Equity (0% - 100%): A significant portion of the portfolio is invested in publicly traded companies, aiming for substantial capital appreciation and dividend growth.

  • Fixed Income (0% - 50%): Bonds and other debt securities providing regular income and capital preservation.

  • Index Funds (0% - 100%): Broad market exposure through funds that track specific indices, offering diversification and lower costs.

Risk Profile

Clients segmented as Moderate or Aggressive.

Investment Wrappers

  • SIPP

  • ISA

  • Personal Brokerage Account (Non-Margin)

  • Corporate Brokerage Account (Non-Margin)

Key Benefits

  • Growth Potential: Higher allocation to equities offers greater potential for capital appreciation and dividend income.

  • Diversification: Reduces risk by spreading investments across different asset classes.

  • Income Stability: Fixed income investments provide a steady income stream.

Ideal For

  • Investors looking for a balanced approach to growth and income with a moderate risk tolerance.

  • Those seeking a more aggressive equity strategy within a diversified investment framework.

TURBO MAX

Investment Strategy

  • Leveraged: The product uses borrowed funds to amplify potential returns, increasing both risk and reward. It might also use futures for leverage or for hedging.

  • Aggressive Equity Focus: A significant portion of the portfolio is invested in value-based equities.

Asset Allocation

  • Listed Equity (0% - 100%): A substantial portion of the portfolio is invested in value based publicly traded companies, aiming for capital appreciation and dividend income.

  • Index Funds (0% - 100%): Investments in funds that track specific indices, offering broad market exposure and diversification.

  • Futures: Futures can be used for hedging as well as to create some index based leverage in the portfolio.

Risk Profile

Clients segmented as Aggressive.

Investment Wrappers

  • Personal Brokerage Account (Margin)

  • Corporate Brokerage Account (Margin)

Key Benefits

  • High Growth Potential: Leveraged investments and a focus on equities offer the potential for significant capital appreciation and dividend income.

  • Diversification: While aggressive, the portfolio still benefits from some diversification across asset classes.

  • Market Exposure: Index fund investments provide broad market exposure and lower costs.

Ideal For

  • Investors with a high-risk tolerance looking for substantial growth opportunities.

  • Those seeking an aggressive investment strategy with the potential for high returns, understanding the associated risks.


Client Risk Management

Capacity to Take Risk

Capacity to take risk refers to the client's financial ability to withstand losses without compromising their financial goals. Wealth Max will assess the following factors:

  • Client's income, savings, and overall financial stability.

  • Time horizon for investments and liquidity requirements.

  • Dependence on investment returns for current and future expenses.

Willingness to Take Risk

Willingness to take risk refers to the client's psychological comfort with investment risk. Wealth Max will evaluate:

  • Client's investment experience and knowledge.

  • Previous reactions to market volatility and losses.

  • Client's stated risk preferences and investment goals.


Investment Risk Management

This is where our core expertise lies. In addition to the various portfolio risk metrics we monitor we do a look through to the risks within each company that we manage and aggregate those risks into a portfolio concept.

Sounds Greek? Don’t worry, we understand this very well and it is the reason why you pay us.

Our Historical Returns

It is prudent to begin with a cautionary note: past returns are not a guarantee for future results.

Our track record has been impressive. Over a six-year investment period, we achieved a 350.7% return, in contrast to the market's 38.4%. This equates to an annualised rate of 39.6%, compared to the market's 5.8%.